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Terms and Conditions Apply

Scenario is an estimate only and is based on 720 FICO score and a 3/2/1 buydown on a total Conventional fixed rate loan amount of $360,000 at go% LTV, 30 year agreement (360 months). Year 1 (o-12 months) rate at 3.625%, APR of 6.822%, and monthly payment of $1,642, year 2 (13-24 months) rate of 4.625%, APR of 6.822%, and monthly payment of $1,850.g0, year 3 (25-36 months) rate of 5.625%, APR of 6.822%, and monthly payment of $2,072.56, and a year 4-30 (37-360 months) rate of 6.625%, APR of 6.822%, and monthly payment of $2,305.12. Monthly payments include principal and interest but do not include taxes, insurance or PM, and payment obligation will be greater. Rates effective as of 12/2/2022. 3/2/1 Buydown Program: Rate reduction up to 3°; buy down rate for up to 7 years; builder can pay for buy down; adjusts 1% each year; returns to original fixed rate after buy-down period. Offer is not transferable, not exchangeable, and has no cash value. Void where prohibited. This offer must be presented at initial application to be valid. Offer valid for new contracts on conventional loans signed atter December 2 ,2022, and closed by Jan. 12, 2023.

See your RMC mortgage loan originator or Maronda Sales Counselor for more details. Borrower is not required to finance through RMC, but must use RMC in order to receive the incentives. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. **Principle and interest only reflected in payment.

*RMC Home Mortgage, LLC (“RMC”) NMLSID# 2116211. Corporate Office: 100 Bradford Road, Suite 200, Wexford, PA 150 go. Ohio Residential Mortgage Lending Act Certificate of Registration RM.804703.000. RMC is a partnership with FBC Mortgage, LLC NMLS ID# 152859 and Maronda Homes. This is not a commitment to lend. NMLS Consumer Access: www.nmlsconsumeraccess.org. Maronda Homes will pay a closing cost contribution of up to 6% (greater than 90% LTV will be capped at a 3% contribution) of loan amount on loans with an LTV less than 90%. When refinancing your mortgage through MC, RMC will contribute a lender credit up to the total amount of closing costs. Credit will be applied as a lender credit at closing on refinances closed within 7-36 months after initial closing date. Credit will be applied at closing, on loans closed with RMC only. Credit may not exceed the actual closing costs amount. This does not include, prepaid items, mobile closing fee, CDD or HOA dues and fees, estoppel fee, or capital contribution fee when applicable.

*as low as price is based on calculation with an interest rate of %, downpayment of 20% on home value, credit score of , principal & interest only.

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Acknowledgement

AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT

I/we have read this disclosure information, and understand that Seller is referring me/us to purchase the below-described settlement service(s) and may receive a financial or other benefit as the result of this referral.

This is to give you notice that Maronda Homes has an affiliated business relationship with RMC Home Mortgage, LLC, which is a mortgage lender (“Lender”) that you may wish to use to finance your purchase of the above-referenced Property. The same persons have a 49.9% ownership interest in Lender. Because of this relationship, this referral may provide Maronda Homes a financial or other benefit.

Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for the purchase of the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

RMC Home Mortgage, LLC
Description of Standard Settlement Service with Estimated Charges or Range of Charges:

Appraisal Fee $400.00 – $750.00
Final Inspection Fee $125.00 – $200.00
Flood Certificate (only if applicable – See Loan Officer for Details) $14.00 – $16.00
Tax Service Fee (only if applicable – See Loan Officer for Details) $78.00 – $110.00
Processing Fee $775.00
Underwriting Fee $675.00

Once you click "I Acknowledge" below you will be directed to RMC's Simpleloan online application.

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Acknowledgement

I/we have read this disclosure information, and understand that Seller is referring me/us to purchase the below-described settlement service(s) and may receive a financial or other benefit as the result of this referral.

Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for the purchase of the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

Appraisal Fee $595 – $995
Final Inspection Fee $125.00 – $200.00
Flood Certificate (only if applicable – See Loan Officer for Details) $14.00 – $16.00
Processing Fee $670
Underwriting Fee $675

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