RMC Home Mortgage, LLC (“RMC”) NMLS ID# 2116211. RMC Home Mortgage, LLC, a partnership with FBC Mortgage, LLC NMLS ID# 152859 and Maronda Homes. Corporate Office: 6000 Brooktree Road, Suite 310, Wexford, PA 15090. Georgia Residential Mortgage Licensee# 2116211. Ohio Residential Mortgage Lending Act Certificate of Registration RM.804703.000. *Scenario is an estimate only and is based on a sales price of $359,900, 640 FICO score and a 1/0 buydown on a total FHA loan amount of $347,303, at a 96.5% LTV, 3.5% down payment 30-year agreement (360 months). Year 1 (0-12 months) rate of 3.99% APR of 5.374%, which would result in a monthly principal and interest payment of $2,559.43. Years 2-30 (13-360 months) rate of 4.99%, APR of 5.374%, which would result in a monthly payment of $2,878.11. The 4.99% rate is based on a builder paid forward commitment to buydown the market rate. The forward commitment may not be available on all loan programs and is subject to availability of funds, which is confirmed with a full loan approval and rate lock in. See your mortgage loan originator for details. Monthly payments are estimates and include principal and interest, but do not include taxes, insurances, or HOA fees (if applicable) and actual payment obligation will be greater. 1/0 Buydown Program: Rate reduction up to 1%; buy down rate for up to 1 years; adjusts 1% each year; returns to original fixed rate after buy down period; builder will pay for buy down. Please reverify the buydown costs prior to closing. Borrower is not required to finance through RMC but must use RMC to receive special rate incentives. When electing to finance through RMC, Maronda Homes will pay to buy down the borrower’s rate. Please contact your RMC Loan Originator or Maronda Homes representative for more details. RMC is not acting on behalf of or at the direction of FHA/HUD/VA or the federal government. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Not all borrowers will qualify. Other restrictions and limitations apply. This is not a commitment to lend. NMLS Consumer Access Link: www.nmlsconsumeraccess.org
