Frequently Asked Questions

Frequently Asked Questions

Do I need a special kind of loan to build a house?

When you build a home with us, you do not need a special new construction loan. We accept all major loan products including VA Loans, FHA Loans, USDA Loans (in qualifying areas), and conventional mortgages, as well as cash buys. Our partnership with RMC Home Mortgage makes sure that you have the right loan for your home. You can read more about the different types of home loans we accept.

When do I start paying the mortgage on my new construction home?

You will start paying your mortgage after closing on your new construction home.

Why would someone use your preferred lender vs using their own?

It’s not required, but individuals use our preferred lender, RMC Home Mortgage because they offer competitive rates and incentives for the buyer. Incentives vary. The best option would be to schedule an appointment with one of our community managers to get the current incentive specials.

How much down payment do I need to start the contract process on a new home?

Your new construction home down payment depends on the price of your new home and which financing option you choose. Begin your prequalification process with RMC Home Mortgage to determine which loan is right for you.

Are your homes energy-efficient?

Our BEE Smart Energy Program exceeds the guidelines for energy efficiency in delivering better quality, comfort, and durability, which in return conserves energy and saves you money on your utility bills. Learn more about energy-efficient Maronda homes.

How long does the process take to build a new construction home from start to finish?

Currently, new construction build times are anywhere from 6-18+ months, depending on the location. Learn more about our build times and our construction process.

How long does the new construction permitting process take?

Permitting for new construction homes can vary from state to state based on local municipalities’ processes. Due to the pandemic, an influx of demand, and a lack of local resources, permits have been taking roughly 90-120+ days. Read our blog article to learn more info about the permitting process.

What does the home building permit process look like?

A building permit grants legal permission to start construction by a city or county. When building with Maronda Homes, acquiring a building permit is required for all our communities, and we fully handle the permitting process to ensure an effortless experience for all of our customers. You can learn more about the permitting process.

What should I expect from my new construction lawn?

Maronda Homes offers lot stabilization kits depending on the area. That process would include hydroseed, straw, seed, or sod.

What should I expect from my pre-settlement walkthrough prior to taking ownership of my new home?

A Pre-Settlement Walk Through, also known as an “orientation” is when you and your Construction Supervisor will conduct a final “walk through” or “inspection” of your new home. The primary purpose is to acquaint you with the maintenance requirements and warranty information about your new home. This is where we make sure the home fits your needs and meets Maronda’s standards. Learn more about what happens during your pre-settlement walkthrough here.

Do I need a realtor to buy a new home?

Our new home specialists are here to guide you each step of the way and ensure you get the new construction home you want. We are happy to work with your realtor if you have one; agents must register onsite with you at your first appointment. Read more about our Realtor policy.

What are the different types of home foundations that Maronda Homes offers?

Maronda builds new homes with two foundation types: basement foundations and slab foundations.

What is a slab foundation?

A slab foundation for a new home is a solid concrete slab that is typically poured directly onto the ground, often with a layer of gravel or insulation underneath for stability and to prevent moisture issues. The walls of the house are then built directly on top of this slab. Slab foundations are common in areas with stable soil conditions and where the frost line is shallow. They’re simpler and less expensive to construct compared to other types of foundations like crawl spaces or basements.

What is a basement foundation?

A basement foundation for a new home is like a big underground room that supports the entire house. It’s usually made of concrete walls and floor below ground level. Basements can be used for extra living space, storage, or as utility areas. Basements provide additional square footage to a home and can offer protection during severe weather events.

Do I need an appointment to tour the model home in a new community?

In most communities, an appointment is needed to tour the model home. If you’d like to schedule an appointment, our online sales staff would be happy to schedule one for you. Simply visit our website and call the number corresponding to each community.

What is an HOA?

An HOA, or Home Owners Association, is an organization that creates and enforces property and resident rules and guidelines for a subdivision, planned community, or condominium. Typically, an HOA is composed of and run by the community’s residents. Learn more about HOA’s here.

What is a CDD?

Community Development District is an entity that plans, finances, and operates community infrastructure and amenities for its residents.

How long has Maronda Homes been in the home building industry?

Maronda Homes has been a family-owned and operated home builder since 1972. Our goal is to build affordable homes without sacrificing excellence and style in our home designs.

What is your realtor policy?

We love our realtor partners. Our realtor policy requires clients and agents to have a unique email address and that the agent personally accompanies the clients on their first visit to a Maronda Homes community. Our new home specialists will complete the registration process on-site, and you and your team can ask any questions about our communities, processes, or homes. Learn more about the REALTOR® Program.

What is The MyMaronda Portal?

As a Maronda Homes customer, you have access to check the status of your new construction home anytime you want through your MyMaronda account. You can log in to check on the status of your home, file a warranty request, or get in touch with your Maronda Homes New Home Specialist.

Can I build with Maronda Homes on my own lot?

Maronda Homes owns numerous lots around multiple areas for you to build on. Unlike traditional new construction communities where builders create multiple streets, these homesites are in various locations and on differing streets. Read more about building a new construction home on one of our scattered lots in our blog article: Scattered Homesite Living: The Freedom of Choice.

What are closing costs and how much will they be?

All new construction home closing cost amounts vary per community and division and will be discussed with you through our onsite specialist.

What will happen during my 6-month house inspection?

The purpose of the six-month inspection is to reacquaint you with some of the maintenance requirements and warranty information about your new construction home. Additionally, we would like to perform a short home inspection of your property to verify that your home is performing up to the standards set forth in Maronda’s Home Warranty Program.

What’s covered under our new home warranty?

All of our new construction homes offer the following warranty:

1 YEAR LIMITED WARRANTY on all Workmanship & Materials
2 YEAR LIMITED WARRANTY covering all Internal Systems Protection
10 YEAR LIMITED WARRANTY covering all Footer, Foundations & More

Read more about our comprehensive warranty here.

What should I expect with a new home appraisal?

To take the stress out of managing the appraisal process, our lending partner, RMC Home Mortgage, will handle your new home appraisal for you.

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