Rates Hit An All Time High, But Not at Maronda



According to Freddie Mac, mortgage rates are at their highest since 2008 and more than double what they were just a year ago. With projections of rates rising even higher in the near future, Maronda Homes and RMC Home Mortgage have stepped in and created various financing programs to help homeowners secure the lowest rate possible.

With every additional percentage point added by the Fed, monthly mortgage payments become significantly more expensive and, in return, add thousands of dollars over the period of a 30-year loan. Due to higher rates and increasing prices, buyers in the current market pay roughly two-thirds more each month for the same house than they would have a year ago.

Why Are Rates Rising?

In hopes of taming rapid inflation, The Federal Reserve holds its firm stance on the continuance of hiking interest rates. Mortgage rates surpassed 6% in early September, forcing many homebuyers to put their dreams on hold as the cost of homeownership slips out of their financial reach.

An article recently released by ProBuilder reveals that “the best hope for homebuyers now might be to just go ahead and accept the higher mortgage rates and hope to refinance later.” However, with Maronda & our preferred lender, RMC Home Mortgages’s various new financing programs, homeownership is not only achievable but also affordable.

Reduced Interest Rates > Reduced Home Prices

We recognize that reduced interest rates have a bigger impact on homebuyers than reduced home prices. Interest rates correlate directly with monthly payments; therefore hold more value. We offer a variety of financing programs incentivizing lower monthly payments for you—something you will not find in the resale market.

What Financing Programs Do We Offer?


Free Refinance & Rate Protection Program

Don’t worry about interest rate fluctuations while we build your home. Maronda homeowners can now refinance their mortgage for FREE for up to two years after closing with RMC, thanks to our new Rate Protection Program. Learn more.

Low & No Down Payment Mortgage Program

RMC Home Mortgage offers a full array of mortgage products: conventional loans, FHA, VA, and access to other programs with minimal down payments. Qualified homebuyers may be eligible for 100% financing, and no down payment programs are now available. Learn more.

Extended Rate Lock Program

Expect peace of mind and thousands of dollars saved over the life of your loan when building a new construction home with Maronda and locking your rate with RMC. Learn more.


We have successfully pivoted through every economic hardship for over 50 years. We are constantly analyzing the economy and creating new financing programs to make homebuilding as easy as possible for you. Despite the state of the market, we are here to make your home-building dreams come true. With Maronda Homes and RMC Home Mortgage, you get the right home, at the right price, at the right rate for you! 

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