Key Takeaways:
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RMC Home Mortgage operates exclusively for Maronda homebuyers, providing focused attention and a seamless mortgage experience. Their loan originators are well-versed in Maronda’s processes, ensuring tailored mortgage solutions for each client.
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With an in-house settlement company and transparent cost sheets, RMC offers accurate closing cost figures and final inspection costs upfront. This transparency helps avoid unexpected expenses and closing delays that might occur with other lenders.
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Maronda Homes offers special promotions or incentives to customers who finance through RMC Home Mortgage. These incentives can vary, so it’s advisable to consult with a community manager for current offers.
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To protect against market fluctuations during the construction period, RMC provides extended rate lock options of 105, 165, 255, and 345 days, helping guarantee your rate until your home is completed.
Why should you choose RMC Home Mortgage, LLC (“RMC”) as your lender?
Choosing RMC as your lender is one of the smartest decisions you can make when building a home with Maronda. To help homebuyers afford the new construction home of their dreams, they offer a wide array of mortgage products that provide ease of transaction, in-house accuracy, and unmatched incentives.
Ease of Transaction
The most crucial benefit of choosing RMC is the ease of transaction. Operating as a joint venture between FBC Mortgage, LLC and Maronda Homes, they provide undivided attention specifically to Maronda homebuyers. By being dedicated exclusively to Maronda, they can eliminate outside distractions from other businesses. RMC’s loan originators recognize how Maronda works inside and out. They offer unparalleled service with one goal in mind: finding mortgage solutions for every Maronda homebuyer.
In-house Accuracy
RMC offers in-house accuracy from start to finish for every client. Not only do they have an in-house Settlement Company specific for Maronda, but they also provide cost sheets that include accurate closing cost figures and final inspection costs. They are transparent with the numbers upfront to paint a precise picture of out-of-pocket expenses. When choosing RMC, you can avoid surprise costs and closing delays that may come with other lenders.
FAQ
When should I get pre-qualified?
In order to start construction, a pre-qualification letter must be turned in. Therefore the first step to the home building process with Maronda is to get pre-qualified.
What should my credit be?
Although specific to each division and community, Maronda has options for credit scores as low as 550.
Can my rate change from signing to closing?
Unfortunately, your rate may change just as the market changes. Luckily, RMC offers extended rate lock options of 105, 165, 255, & 345 days to help guarantee your rate during the construction of your home.
Can I still use RMC if I already got pre-approved by another lender?
Yes, as long as it’s within 30 days. Once past the 30-day window, getting pre-approved again will be considered another hard credit pull.
How long do pre-qualification letters last?
Pre-qualification letters last 120 days on new construction homes.
RMC Home Mortgage, LLC (“RMC”) NMLS ID# 2116211. RMC Home Mortgage, LLC, a partnership with FBC Mortgage, LLC NMLS ID# 152859 and Maronda Homes. Corporate Office: 6000 Brooktree Road, Suite 310, Wexford, PA 15090. Georgia Residential Mortgage Licensee# 2116211. Ohio Residential Mortgage Lending Act Certificate of Registration RM.804703.000. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Not all borrowers will qualify. Other restrictions and limitations apply. This is not a commitment to lend. NMLS Consumer Access Link: www.nmlsconsumeraccess.org