Current New Home Incentives

3.99% (4.697% APR*) 5/1 ARM Disclaimer:

RMC Home Mortgage, LLC (“RMC”) NMLS ID# 2116211. Corporate Office: 6000 Brooktree Road, Suite 310, Wexford, PA 15090. Ohio Residential Mortgage Lending Act Certificate of Registration RM.804703.000. Equal Housing Lender. All loan products are subject to credit approval and property eligibility. Programs, rates, program terms and conditions are subject to change without notice. Not all products are available in all states for all amounts. Other restrictions and limitations apply. *Rate shown applies to FHA and VA 5/1 ARM forward-commitment special only. Payment example is based on FHA terms only. Scenario is an estimate only and is based on a 640 FICO Score, on a 30-year (360 months) FHA 5/1 adjustable-rate mortgage at a sales price of $269,900, 3.5% down, 96.5% LTV, loan amount of $260,453 plus Up-front MIP., initial interest rate of 3.99% and APR of 4.697% for the first 5 years, which would result in a principal and interest and monthly mortgage payment of $1,263.67. Payment scenario does not include, monthly mortgage insurance, property taxes, homeowners Insurance and HOA fees (if applicable) and the actual payment obligation will be greater. Then starting in year 6, the interest rate may adjust every year (12 months) based on current CMT (Constant Maturity Treasury), max 1% first adjustment, 1% periodic and 5% lifetime cap. Lifetime cap yielding a max interest rate of 8.990% variable rate (estimated final APR of 9.879%) and would result in a max estimated monthly payment of $2,130.42. The APR is based on the home price and loan scenario outlined above. The interest rate is based on a builder-paid forward commitment to buydown the market rate. The forward commitment is offered on primary residences only and is subject to availability of funds, which is confirmed with a full loan approval and rate lock. The 5/1 ARM and forward commitment is available for FHA and VA loans only. Your actual payment, loan amounts, APR, and terms will vary based on the loan program and final home sale price you choose. Contact your loan originator for more information. RMC is an independent mortgage lender and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any other government agency. Borrower is not required to finance through RMC but must use them to receive the forward commitment rate incentive. See a Maronda Homes representative for details. This is not a commitment to lend. Offer is available for contracts written on or before 1/31/2026, and closing by 3/31/2026, on select homes in select communities. This cannot be combined with any other offer. www.nmlsconsumeraccess.org

Birkdale Monthly Payment Promo Disclaimer:

RMC Home Mortgage, LLC (“RMC”) NMLS ID# 2116211. Ohio Residential Mortgage Lending Act Certificate of Registration RM.804703.000. Corporate Office: 6000 Brooktree Road, Suite 310, Wexford, PA 15090. *Scenario shown is an estimate only. Example is based on a 760 FICO score for a 30-year (360 months) Conventional fixed-rate loan with a sales price of $399,990, 5% down payment, loan amount of $379,991, interest rate of 4.99%, and APR of 5.315%. This scenario results in an estimated monthly PITIA payment of $2,742.54. The payment shown includes estimated homeowner association (HOA) dues for disclosure purposes only. HOA dues are not part of the mortgage payment, are not collected by the lender, and must be paid separately by the borrower each month. Actual HOA dues may vary. The 4.99% interest rate is based on a builder-paid forward commitment to buydown the market rate. The forward commitment is offered on primary residences only and is subject to availability of funds, which is confirmed with a full loan approval and rate lock. Borrowers are not required to finance through RMC; however, use of RMC is required to receive advertised builder incentives. See a Maronda Homes representative for additional details. Offer is only available in the Birkdale community for contracts written on or before 1/31/2026, and closing by 3/31/2026, on select homes. All loan products are subject to credit approval and property eligibility. Programs, rates, terms, and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions and limitations may apply. This is not a commitment to lend.