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FBC Mortgage, LLC (“FBC”) NMLS ID# 152859. Program terms, rates, and conditions are subject to change without notice. All products are subject to credit and property approval. All loan terms and rates are subject to final lender approval. This is not a commitment to lend. FBC is not acting on behalf of or at the direction of FHA/HUD/VA or the federal government. *Scenario is an estimate only and is based on a 640 FICO score on a 30 year (360 months) FHA fixed-rate mortgage at a sales price of $350,000, 96.5% LTV, loan amount of $343,660, rate of 4.99%, APR of 5.740%, which would result in a monthly payment of $1,842. 4.99% rate is based on a builder paid forward commitment to buydown the market rate. Payment scenarios do not include taxes, homeowners insurance, or HOA fees (if applicable) and the actual payment obligation will be greater. The forward commitment may not be available on all loan programs and is subject to availability of funds, which is confirmed with a full loan approval and rate lock in. Borrower is not required to finance through FBC but must use FBC to receive incentives. See a Maronda Homes representative for details. Only available in select Maronda Homes communities for contracts written on or after 12/13/23, and closing by 2/29/24, on certain homes available. This is not a commitment to lend. NMLS Consumer Access: www.nmlsconsumeraccess.org.