Loading ...
RMC Home Mortgage, LLC (“RMC”) NMLS ID# 2116211. Corporate Office: 6000 Brooktree Road, Suite 310, Wexford, PA 15090. Georgia Residential Mortgage Licensee# 2116211. Ohio Residential Mortgage Lending Act Certificate of Registration RM.804703.000. *All products are subject to credit and property approval. Programs, rates, program terms and conditions are subject to change without notice. Not all products are available in all states for all amounts. Other restrictions and limitations apply. *Quick Move-In-Homes scenario is an estimate only and is based on a 640 FICO score on a 30-year (360 months) FHA fixed-rate mortgage at a sales price of $279,900, 3.5% down, 96.5% LTV, loan amount of $274,829 plus Up-front MIP., rate of 4.99%, and APR of 5.815%, which would result in a principal and interest payment of $1,473.66. **To-Be-Built Homes scenario is an estimate only and is based on a 640 FICO score on a 30-year (360 months) FHA fixed-rate mortgage at a sales price of $279,900, 3.5% down, 96.5% LTV, loan amount of $274,829 plus Up-front MIP., rate of 5.49%, and APR of 6.953%, which would result in a principal and interest payment of $1,558.72. Rates are effective as of 6-30-25 and are subject to change without notice. The 4.99% and 5.49% rates are based on a builder paid buydown to buy down the market rates. The builder paid buydown may not be available on all loan programs and is subject to availability of funds, which is confirmed with a full loan approval and rate lock in. Payment scenario does not include property taxes, homeowners Insurance and HOA fees (if applicable) and the actual payment obligation will be greater. The APR is based on the home price and loan scenario outlined above. Your actual payment terms may differ depending on the final home sale price and the loan program you select. The builder paid buydown is only available for FHA and VA loans. ***Scenario is an estimate only and is based on a 720 FICO Score, Conventional 30-year 7/6 adjustable-rate mortgage (ARM) with a $314,990 sales price, loan amount of $251,992, 20% down payment, initially fixed rate of 4.99%, and APR of 6.492% for the first 7 years, which would result in a monthly payment of $1,351.00. Then starting in year 8, the interest rate may adjust every 6 months based on current SOFR and 2.75% margin, currently yielding a max estimated 9.990% variable rate. which results in a max estimated monthly payment of $2,210.00. Payment scenario includes principal and interest, but does not include taxes, insurances, or homeowners’ association dues (if applicable) and actual payment obligation will be greater. 4.99% rate is based on a builder paid forward commitment to buydown the market rate. The forward commitment is available on Conventional 7/6 adjustable-rate mortgages only and is subject to availability of funds, which is confirmed with a full loan approval and rate lock in. Rates effective: 7-11-2025. *****When refinancing your 7/6 ARM mortgage through RMC, RMC will contribute a lender credit up to the total amount of closing costs. Credit will be applied as a lender credit at closing on refinances closed within 7-84 months after initial closing date. Credit may not exceed the actual closing costs amount. Excludes pre-paids, prorations, discount points, homeowners association fees, community development district fees and mortgage insurance premiums collected at closing. Offer is not transferable, not exchangeable and has no cash value. Void where prohibited. This offer must be presented at initial application to be valid. For more information on closing costs covered or the closing cost credit offer, please contact your mortgage loan originator for details. As a result of refinancing, your total finance charges may be higher over the life of the loan. Get an official Loan Estimate before choosing a loan. Offer valid for new contracts signed through December 31, 2025. Borrower is not required to finance through RMC, but must use RMC in order to receive the closing cost incentive. Only available in select Maronda Homes communities, on certain homes available and on contracts written and closed by 09/24/2025. RMC is not acting on behalf of or at the direction of FHA/HUD/VA or the federal government. Borrower is not required to finance through RMC but must use them to receive the buydown rate incentive. Please contact your RMC Loan Originator or Maronda Homes representative for more details. This is not a commitment to lend. Only available on certain Maronda Homes and requires closings to occur no later than September 30, 2025 for quick delivery (Quick move-in) homes and to-be-built homes that can close by December 31, 2025. NMLS Consumer Access Link: www.nmlsconsumeraccess.org
