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St Cloud

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Harmony Central

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4176 Sagefield Dr
Saint Cloud, FL 34771

Victoria in Harmony Central

Price

$398,900

Finished Area

1,492 sq ft

Beds

3

Baths

2

Garage

2 Car

Disclaimer: Please note that all photos, renderings, and features displayed on this page are for demonstration purposes only. Actual homes may vary in design, materials, and specifications. Features, finishes, and amenities may be subject to change without prior notice and may differ from those shown. Please contact us for specific details regarding the property you're interested in.

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Victoria in Harmony Central

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Elevation M

4.99% Fixed Rate | 6.033% APR*

$398,900

1492 sqft • 3 bed • 2 ba • 2 car

4176 Sagefield Dr Saint Cloud, FL 34771

The Victoria in Harmony Central

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Terms and Conditions Apply

**RMC RATE**

* RMC Home Mortgage, LLC (“RMC”) NMLS ID# 2116211. RMC Home Mortgage, LLC, a partnership with FBC Mortgage, LLC NMLS ID# 152859 and Maronda Homes. Corporate Office: 100 Bradford Road, Suite 200, Wexford, PA 15090. Georgia Residential Mortgage Licensee #2116211. Ohio Residential Mortgage Lending Act Certificate of Registration RM.804703.000. * Scenario is an estimate only and is based on a 640 FICO score on a 30 year (360 months) FHA fixed-rate mortgage at a sales price of $350,000, 96.5% LTV, loan amount of $343,660, rate of 4.99%, APR of 5.740%, which would result in a monthly payment of $1,842. 4.99% rate is based on a builder paid forward commitment to buydown the market rate. Payment scenarios do not include taxes, homeowners insurance, or HOA fees (if applicable) and the actual payment obligation will be greater. The forward commitment may not be available on all loan programs. Borrower is not required to finance through RMC but must use RMC to receive incentives. See a Maronda Homes representative for details. Only available in select Maronda Homes communities for contracts written on or after 12/13/23, and closing by 2/29/24, on certain homes available. RMC is not acting on behalf of or at the direction of FHA/HUD/VA or the federal government. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. This is not a commitment to lend. NMLS Consumer Access: www.nmlsconsumeraccess.org. Learn more about this special incentive here

Base Calculation with an interest rate of %, downpayment of 20% on home value, credit score of , principal & interest only. 30 year fixed conventional mortgage

*RMC Home Mortgage, LLC (“RMC”) NMLS# 2116211. Equal Housing Lender. RMC Home Mortgage, LLC, a partnership with FBC Mortgage, LLC NMLS# 152859 and Maronda Homes. All products are subject to credit and property approval. Programs, rates, program terms and conditions are subject to change without notice. Not all products are available in all states for all amounts. Other restrictions and limitations apply. The payment scenario does not include HOA fees (if applicable), taxes, or insurance and the actual payment obligation may be greater. The forward commitment may not be available on all loan programs. The borrower is not required to finance through RMC Home Mortgage, LLC but must use RMC Home Mortgage, LLC to receive incentives. See a Maronda Homes sales representative for details. This is not a guarantee or commitment to lend. RMC Home Mortgage Corporate Office – 100 Bradford Road Suite 200 Wexford, PA 15090. Ohio Residential Mortgage Lending Act Certificate of Registration RM.804703.000. For loan specific details please contact your licensed mortgage originator. Cannot be combined with other offers or discount programs may be greater.

Acknowledgement

AFFILIATED BUSINESS ARRANGEMENT DISCLOSURE STATEMENT

I/we have read this disclosure information, and understand that Seller is referring me/us to purchase the below-described settlement service(s) and may receive a financial or other benefit as the result of this referral.

This is to give you notice that Maronda Homes has an affiliated business relationship with RMC Home Mortgage, LLC, which is a mortgage lender (“Lender”) that you may wish to use to finance your purchase of the above-referenced Property. The same persons have a 49.9% ownership interest in Lender. Because of this relationship, this referral may provide Maronda Homes a financial or other benefit.

Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for the purchase of the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

RMC Home Mortgage, LLC
Description of Standard Settlement Service with Estimated Charges or Range of Charges:

Appraisal Fee $400.00 – $750.00
Final Inspection Fee $125.00 – $200.00
Flood Certificate (only if applicable – See Loan Officer for Details) $14.00 – $16.00
Tax Service Fee (only if applicable – See Loan Officer for Details) $78.00 – $110.00
Processing Fee $775.00
Underwriting Fee $675.00

Once you click "I Acknowledge" below you will be directed to RMC's Simpleloan online application.

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Acknowledgement

I/we have read this disclosure information and understand that Seller is referring me/us to purchase the below-described settlement service(s) and may receive a financial or other benefit as the result of this referral.

This is to give you notice that Maronda Homes has an affiliated business relationship with First Heritage Mortgage, LLC, which is a mortgage lender (“Lender”) that you may wish to use to finance your purchase of the above-referenced Property. First Heritage Mortgage, LLC has no ownership in Maronda Homes, and Morando Homes has no ownership in First Heritage Mortgage, LLC.

Set forth below is the estimated charge or range of charges for the settlement services listed. You are NOT required to use the listed provider(s) as a condition for the purchase of the subject property. THERE ARE FREQUENTLY OTHER SETTLEMENT SERVICE PROVIDERS AVAILABLE WITH SIMILAR SERVICES. YOU ARE FREE TO SHOP AROUND TO DETERMINE THAT YOU ARE RECEIVING THE BEST SERVICES AND THE BEST RATE FOR THESE SERVICES.

First Heritage Mortgage, LLC Description of Standard Settlement Service with Estimated Charges or Range of Charges:

Appraisal Fee $500.00 – $700.00
Final Inspection Fee $150.00 – $175.00
Flood Certificate (only if applicable – See Loan Officer for Details) $14.00 – $16.00
Processing Fee $680.00 (not applicable in Georgia and North Carolina)
Underwriting Fee $675.00 – $745 (not applicable in Georgia and North Carolina)
Application Fee $1,240 – $1,460 (Georgia and North Carolina Only)

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